Buying a home can be stressful. Not only do you have to consider the approval process, your price range, the neighborhood and whether a home is right for your family, you also must determine the condition of the home and roof – the latter being perhaps the most difficult aspect to judge yourself.

Homebuyers should always go through the purchasing process assuming there are going to be some home improvement expenses on top of what they pay for their home, but you ideally want to minimize those costs as much as possible. Learning you must spend tens of thousands more on a new roof because the one on the home you just purchased is compromised is usually an unwanted and unexpected scenario.

Thankfully, this can be avoided. In fact, the presale inspection process is designed in part to prevent this very scenario from occurring. Mortgage companies generally won’t approve the loan and sale if the inspector comes back and says the roof must immediately be replaced due to age or disrepair.

FHA Roof Inspections


If you’re buying a home with a Federal Housing Administration (FHA) insured mortgage, the property needs to be reviewed by an FHA appraiser before the sale is approved. Appraisers ensure the home meets FHA standards by inspecting the property for visible defects and making repair recommendations to the seller.

FHA appraisers also make suggestions regarding the roof. According to the FHA website, the appraiser must conclude the roof:

  • Has a remaining physical life of at least two years

  • Won’t leak or allow moisture to enter the home.

  • Will provide reasonable future utility, durability and economy of maintenance

However, keep in mind that FHA appraisers are not roofing experts. They are not required to climb on the roof or enter crawl spaces to make their assessment. Even if an appraiser has given sale approval, it’s in your best interest to have a professional roof inspection performed by experienced and reputable roofers.


It’s essential you know whether each aspect of your potential new home – including the roof – will function as it should so you can rest assured your hard-earned money is well spent.

Roof inspections are part of every general home inspection, but a professional roofing expert will be better able to determine the condition of the roof by thoroughly examining its materials and structure inside and out.

Some roofing red flags include:

  • Curling, loose, missing or damaged shingles

  • Asphalt shingles with excessive granule loss

  • Deteriorating flashing, fascia or soffit

  • Water stains or fresh paint on the ceiling

  • Damage in the attic


Five Questions to Ask During the Inspection

Your inspection report will provide you with plenty of pertinent information. But there’s a lot more you should know before you sign the dotted line. Keep these questions in mind to make the most informed decision possible.

1. What is the roof made from?

Asphalt, wood, concrete and clay are popular roofing materials in the Dallas-Fort Worth area. These materials will need different repairs at different costs. Understanding the ins and outs of your roof’s makeup will help you know what to expect in the years to come.

2. Is there any hidden damage?

Your inspector will inform you of any glaring damage, but you should also ask if there are any areas that could be cause for concern down the road, such as poor seams, underlayment and animal or insect traces.

3. Is the ventilation adequate?

Poor ventilation can cause the roof to overheat and the shingles to crack or become brittle. Confirm that your roof’s ventilation is up to par and that the fixtures – such as the soffit, attic fans and insulation – are in working order.

4. How old is the roof?

If you know the roof’s age, you can anticipate when it will need to be replaced. Asphalt shingle roofs last 20 to 25 years on average, while tile roofs can last closer to 50. So, for example, if it’s an asphalt tile roof that’s 17 years old, you should take that into consideration when making an offer.

5. How long should it last?

After examining the roof’s current condition and considering its age and materials, your inspector will be able to provide you with an estimate of the roof’s life expectancy which should factor into your purchase decision.



Whether you’re buying or selling, a trusted roofing professional will provide you with the most comprehensive assessment so you can make an offer with confidence. Aspenmark Roofing & Solar has been proudly serving the DFW area with expert roofing inspections, maintenance and repairs for more than 13 years.

Call 214-823-7663 or contact us online to request a quote today!