As a homeowner, you’re well aware of how expensive it can get to keep your home in optimal shape. From sealing and recaulking windows to HVAC maintenance and trimming trees, the to-do list can become long and overwhelming. So, any time there are ways to minimize costs, you’re all over them. Such is the case when your roof is looking less than new.

How can you tell whether you can repair roof damage or whether it’s time to bite the bullet and invest in a new one? Thankfully, there are several signs that will lead you in the right direction.

Roof Damage Repair vs Replace

To know whether you can get away with repairing your roof vs installing a new one, you have to pay close atte...

How much time do you spend thinking about your roof? Chances are that unless you’re applying for a mortgage loan or have recently noticed a leak or water stain on your ceiling, it’s not really on your Top Ten List of favorite subjects. With that being said, if you have noticed an issue with your roof, it’s crucial to get the roof repaired or replaced as soon as possible, before it turns into a more serious and more expensive problem.

4 Effects of Not Getting Your Roof Fixed

1. You May Void Insurance Coverage by Waiting

For the most part, you’ll be hard-pressed to find someone who actually reads the fine print in their home insurance policy. While it’s hardly rivet...

As a homeowner, you probably like to keep track of everything on your property that needs maintenance. This includes regularly changing the air filters, ensuring that the water heater is set to a temperature that will serve your needs, and providing annual roof maintenance.

Something else that needs to stay in good shape to protect your home’s structure is the gutters. The gutter’s job is to divert water from pooling on your roof, in effect serving as the first line of defense against staining, leaks, water damage, mold growth, and structural damage. However, simply having gutters is not enough. In order to keep your gutters working properly, you need to provide them with regular...

Stop us if you’ve heard this one before…

If you’re a property owner who has experienced storm damage requiring full roof replacement you’ve likely encountered many ‘sales pitches’ from one of the many roofing contractors vying for your business. It goes something like this:

A hail storm hits, an army of roofing trolls descend on your neighborhood with the promise of quick service, and “Hey, I’ll pick up your deductible too!’

FREE ROOF!

Why do some contractors do business this way?

Why are so many roofing contractors willing to break the law and put their customers, many times unknowingly, into a position of complicity in insurance fraud?

The...

In the first installment of our Agent Spotlight, we welcome the sage insights from the experts at Jason Ruiz Insurance. A Plano-based State Farm agency, Jason Ruiz Insurance helps shed some light on how homeowners can make their policy work for them and be better prepared in the event they need to call on the protection it offers!


There are many ways in which your homeowners policy protects you and helps you avoid financial pitfall when disaster strikes. While it can at times seem overwhelming understanding the nitty-gritty of your policy, having a calm and knowledgeable insurance agent who can guide you through your questions can make a world of difference!

Know Your Coverage Before You Need...

As a business owner, you have a long list of items on your to-do list; a lot of hats to wear; a lot of things to juggle. The substance of the business, as well as the behind-the-scenes duties are certainly enough to keep your plate full on a daily basis. Yet, here we are to add something else to the never-ending responsibilities: Maintaining the actual brick and mortar structure, which houses your enterprise. One of the most important elements is the roof. When was the last time you scheduled maintenance for it?

REASONS WHY COMMERCIAL ROOF MAINTENANCE IS IMPORTANT

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   To maintain structural integrity. Let’s say you have standing water on your roof and you don’t even know about it beca...

Owning your home comes with many benefits, such as increasing property values and having a place to call your own. It also comes with lots of responsibilities. You must keep plumbing, appliances and the HVAC system in top shape. The same goes for the exterior structure. How do you know when it’s time to replace the roof? And when you know it’s time, how long can you expect the new one to last?

LIFE EXPECTANCY OF A NEW ROOF

As with most things, the answer to this question is: it depends. The life expectancy of a roof will vary, based on the type of materials used to construct the roof.

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   Asphalt Shingles: Higher-quality asphalt shingles typically last 25 to 30 years. The lower-end va...

Finding out that you need roof repairs is never pleasant. And it’s worse if the need for fixes comes as a surprise that you haven’t budgeted for. However, since it’s such an integral structural part of the home, and it’s crucial to keep it in good shape to have protection from the elements, it’s good to know the signs of roof damage.

What are the most common signs that roof repairs are necessary? Can you fix it yourself?

HOW TO RECOGNIZE ROOF DAMAGE

The best way to prevent roof damage it to schedule routine rooftop maintenance with professional roofers. In the interim, check your roof for the following:

1. Missing, curled, or damaged shingles

If a shingle or two fal...

Home ownership is part of the American dream. You get to have an asset to call your own. It’s your safe haven. It’s where most of your family memories are created. It also comes with a long list of responsibilities; among them: roof maintenance.

Keeping a roof in good condition is essential for many reasons: Protection from the elements, energy efficiency, adequate insulation, preventing leaks, and ensuring your home’s curb appeal and resale value.

How do you know when you need to replace your roof? And if you do, what can you expect during the process?

5 SIGNS YOUR ROOF NEEDS TO BE REPLACED

There are several telltale signs that a roof needs to be replaced. Keep an eye out for ...